In a globalised, well-connected world, employers increasingly value graduates with international experience and education. Studying abroad helps you to learn new languages, appreciate other cultures, overcome challenges of living in another country and gain a greater understanding of the world. There are many reasons why study abroad programs are becoming so popular. For most international students, the appeal is likely to be a combination of gaining a high-quality education, experiencing immersion in a new culture (and often a second language), gaining a global mindset and expanding future employment prospects.

For some, the prospect of leaving home and heading off into the unknown is daunting but studying abroad is also an exciting challenge that often leads to improved career opportunities and a broader understanding of the way the world works.

The type of experience you have during your time abroad will vary hugely depending on where you go, so make sure to pick a study destination based on your own personal interests as well as the country’s academic reputation, in order to keep a healthy work/play balance.

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Studying abroad is a dream that requires extensive planning, various steps of application and long meticulous documentation. An important component of the same are the financial documents. While the specifics might change from country to country and university to university, every document essentially follows a format.

This article will guide you toward the different documents that a study abroad aspirant requires, including samples of formats for financial documents specific to study abroad and basic good-to-know facts. We start by explaining some of the terms commonly used by Universities/ Consulates for Confirmation of Admission/ Student Visa Applications, respectively.

One of the basics of Student Visa Applications is the requirement of Proof of Funds or Financial Capacity. For almost all countries (barring a few), students are required to provide evidentiary proof that they are able to not only pay for the fee but also normal living expenses for the duration of their stay in the country.

Types of Documents accepted under Proof of Funds:

1. Bank Account Statements

2. Loan Approval/ Disbursement Letter

3. Scholarship Letters

4. Affidavit of Support/ Sponsorship

5. Bank Letters

6. Loan Capability Certificate

7. CA Certificate

8. Property Evaluation Report

9. GPF/ EPF Statement confirming the ability to withdraw

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In order to start your application process every applicant should provide the below list of document for hassle free application process.

1. 10th Certificate – (SSC / CBSE).

2. (12th / Diploma) +2 / Inter Board Certificate.

3. (Year wise marks memos / Transcripts all Years + CMM + PC+ OD) Bachelors.

(CMM – Consolidated Marks Memo, PC – Provisional Certificate, OD – Original Degree)

 4. Work experience (Offer letter, Reliving letter, 6 months Bank statement / 3 months Pay slips / Form-16).

5. Score cards - IELTS / PTE login details.

(OR) MOI – Medium of Instruction from college for the WITHOUT IELTS / PTE.

6. Passport (1st and last page).

7. Medical certificate (If applicable – In case of any academic Gap).

8. Internship certificate – (Acceptable up to or Maximum of 5 months (Paid / Unpaid) - Doc should be valid & verifiable. All internships will be verified by respective team and then only the application will be proceeded further).

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A major boost for Indian students going to the UK for study increased by the announcement of a new two-year post-study work visa, expanding opportunities for talented international students to build successful careers in the UK. The UK Post-Study Work Visa for graduates is for International students who start their studies in the UK in 2020 or after will benefit from the new post-study work visa (PSW) for graduates. This usually means a work and residence permit of 24 months (2 years) after graduation. When Student seeks our advice for choosing UK as a study option, they generally have many questions; we have answers to all the queries. Below are the few of the questions listed which are being frequently asked by students:

#1. How much bank balance is required for UK student visa?

Ans. Student needs to show 28 days bank statement covering 9 months of living expense & remaining tuition fees if any. If university is based out of Greater London, £1,265 per month as a living expense. The maximum amount you will need for your living costs is £11,385. For an example: If you are studying on a 1-year Master's course, your tuition fees are £14,500 and you have paid your £4,000 deposit plus an extra £2,000 towards your fees. You must show £8,500 (£14,500 - £4000 - £2000) for your tuition fees and £11,385.00 (£1,265 × 9 months) for your living costs. The total maintenance amount you are required to show is £19,885.00 (£8,500 + £11,385). During the 28-day period this money cannot drop below the required amount for even 1 day or you will not meet the Home Office requirements and your application will be refused. Your bank statement must be no more than 31 days old on the date you submit your visa application, this is the date that you pay the online visa fee.

#2. How much does it cost to study in UK?

Ans. The undergraduate and graduate degrees generally range from $10K - $15K. Even they allow to pay around 65% of fees before visa and rest you can pay after reaching UK within certain duration. The Living cost ranges from 400 to 900 Pounds per month, depending upon the location you choose.

#3. What are the requirements to study in UK?

Ans. At present a student can have admission if they are fulfilling of any of the below criteria: 1) MOI 2) More in 65 marks in English in 12th Standard 3) IELTS Even UK allows gap upto 10 years for any master program. 

#4. Can I study in UK without IELTS?

Ans. A student can get admission in any university of UK on the basis of English marks attain in 12th standard and also few of the university allows application on the basis of MOI.

#5. Is medical test required for UK student visa?

Ans. For applying for CAS, a medical test certified by UK government from the listed hospital at UKVI is mandatory. You can know more by : https://www.gov.uk/tb-test-visa. It cost around 2000 INR and they take TB test and chest x-ray

#6. What is CAS?

Ans. CAS stands for Confirmation of Acceptance for Studies. UK immigration rules require the University to sponsor your application for a student visa. You will need a CAS number to apply for a visa to allow you to study in the UK. Confirmation of Acceptance for Studies (CAS) is a very important document if you are planning to study in the UK. Your institution will also send a unique reference number that will match up with your CAS. You must mention this reference number on the Tier 4 visa application form. The visa official processing your application will check this number and corroborating document to confirm that you have an unconditional offer from the university.

#7. How much old fund is required for applying for CAS?

Ans. 28 Days old fund is required to apply for CAS from any institute.

#8. Why study in UK?

Ans. The UK is fast emerging as one of the most popular study destinations for education in the world. Recently 2-year post-study work visa in UK expand the opportunities for talented Indian students to build successful careers. There are lots of other factors to choose UK, like unparalleled academic, professional skills with an unforgettable cultural experience. • 2 Year PSW • Already a huge student base • Good settlement options with tier 2 sponsors • Quality of Education • Globally recognized Degree 

#9. How long does it take for UK student visa?

Ans. Normally the whole process can be as lengthy as 30-45 working days starting from admission till the time you get your final visa. It takes 15 working days to process the student visa application. However it varies case by case, complex cases may take months to process.

#10. Is it hard to get a UK student visa?

Ans. The system is pretty much streamlined when it comes to applying & obtaining the student visa for UK. If you have a CAS letter from a decent university & sufficient bank balance, you should get your visa easily.

#11. Is Study gap acceptable in UK?

Ans. According to the universities, if you are applying for a master program, you can have maximum of 10-12 years of experience starting from the year you graduated. If you are applying for bachelor program, you can have maximum of 2-3 year of experience in-between. Gap is never allowed, but you will be asked to demonstrate work experience for your gap years.

#12. What are the requirement for student visa in uk?

Ans. There is a VFS checklist to be followed in order meet the requirement for student visa in UK.

#13. Is Uk a good place to study?

Ans. Yes, of course. It is one of the most popular study abroad destination for Indian students. There are almost 20,000 students go to UK for their abroad study. 

#14. What are the questions asked in UK student visa interview?

Ans. As per the recent data, there are no Embassy interview for students. It is mainly a paper base visa.

#15. Is interview compulsory for UK student visa?

Ans. Almost all Universities do conduct credibility interview test before confirming an admission. But there is no embassy interview as of now!

#16. What documents are required for UK student visa?

Ans. There is a VFS checklist to be followed in order meet the requirement for student visa in UK.  

#17. Is ielts required for UK student visa?

Ans. Yes in most cases, either UKVI or Academic IELTS needed for applying at University in UK. IELTS can be exempted on the bases of your English marks in obtained in class 12. IELTS exemption on the bases of English marks vary university wise, but ranges from 60 to 80 marks.

#18. Can international students work in UK?

Ans. Yes, In the UK as an international student, you're allowed to work up to 20 hours at maximum per week during term-time and full-time during holiday breaks. But there are many restrictions and conditions you must stay in line with to be allowed to work.

#19. Can indian students work in UK?

Ans. Yes, In the UK as an international student, you're allowed to work up to 20 hours at maximum per week during term-time and full-time during holiday breaks. But there are many restrictions and conditions you must stay in line with in order to be allowed to work.

#20. Can I study in Uk without IELTS?

Ans. Yes, IELTS can be exempted on the bases of your English marks in obtained in class 12. IELTS exemption on the bases of English marks vary university wise, but ranges from 60 to 80 marks.

#21. Is scholarships are available in UK?

Ans. Yes, almost every university do offer scholarships to international students.

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1. General information

Where can I find information on scholarships to study and conduct research in Canada?

Scholarships, fellowships and other funding opportunities to study and conduct research in Canada can be found through many sources, both in Canada and abroad.

Visit Opportunities for non-Canadians to find information on awards made available by Global Affairs Canada other Canadian federal government departments, non- profit and international organizations. The scholarships offered are for all disciplines and postsecondary education levels Some awards are also available to professionals.

In addition, you may find awards intended to recognize academic achievements, leadership or financial need through the following sources:

• Government and non-government organizations in your home country;
• The institution where you plan on studying or conducting research; and
• Private organizations in Canada, in your home country and internationally.

Where can I find information on grants for faculty to study or conduct research in Canada?

Visit Non-Canadian Faculty to find information on grants for faculty and research projects in Canada made available by Global Affairs Canada and other Canadian federal government departments.

In addition, you may find grants for faculty to study or conduct research in Canada through the following sources:

• Government and non-government organizations in your home country;
• The institution where you plan on studying or conducting research; and
• Private organizations offering grants in Canada, in your home country and internationally.

Where can I find information on Canadian institutions (such as universities and colleges) and the programs they offer?

Information on Canadian institutions and the programs they offer is available through many sources.

EduCanada offers plenty information of on study and research in Canada including a three step search tool for postsecondary programs, visa and study permit information, and a study cost estimation.

The Canadian Information Centre for International Credentials maintains a Directory of Universities, Colleges and Schools in the Provinces and Territories of Canada that you may also consult.

How do I stay up to date with international scholarship competition launches?

There are plenty of ways to stay up to date with the launches of international scholarship competitions offered and promoted by Global Affairs Canada’s International Scholarships Program.

• Visit the International Scholarships News Room for news related to international scholarships for Canadian and international students and researchers.
• Subscribe to the International Scholarships RSS feed to stay informed as news items in the International Scholarships News Room are posted.
• Follow Global Affairs Canada's Foreign Policy, @CanadaFP, on Twitter to stay up to date with Canada’s foreign policy activities including international scholarship launches and updates.
• Subscribe to CBIE’s Scholarships mailing list to stay informed of scholarship opportunities that could be of interest to you and your networks.

Can I get a scholarship to learn English or French in Canada?

Global Affairs Canada’s International Scholarships Program does not offer scholarships for learning English or French.

However, you may find scholarships to learn English or French in Canada through the following sources:

• Government and non-government organizations in your home country;
• The language school where you plan on studying; and
• Private organizations offering scholarships in Canada, in your home country and internationally.

2. Eligibility

Am I eligible for an international scholarship to study or conduct research in Canada?

Eligibility criteria vary between scholarship programs. To determine if you are eligible to apply for a specific scholarship, consult the eligibility and application sections of the scholarship program you wish to apply to.

If you are still unsure of your eligibility, contact the scholarship program’s designated administrating agency whose contact information can be found on the program’s webpage.

What are the language requirements to apply for a scholarship?

Canada is a bilingual country where universities, colleges and other Canadian institutions offer programs taught in English, French or both languages. Language requirements vary between scholarship programs and institutions. It is important to verify the language requirements of the specific scholarship program and institution you wish to apply to.

Once you have identified the scholarship program you wish to apply to, review the program’s application guidelines and eligibility criteria on the program’s webpage which generally indicate if there is a language requirement to fulfill in order to be considered for the award.

3. Visas and study permits

Where can I find information on visa, study permits and work permits to Canada?

Citizenship and Immigration Canada is responsible for visas, study permits and work permits to Canada and offers all related information on its website.

Global Affairs Canada is not responsible for visas, study permits and work permits to Canada.

4. Application process

How do I apply for an international scholarship to study or conduct research in Canada?

Application processes vary between scholarship programs.

Once you have identified the scholarship program you wish to apply to, review the program’s application guidelines on the program’s webpage to ensure that the competition is open and that you meet the eligibility requirements.

Give yourself enough time to complete the application process. Many scholarship programs require supporting documentation such as letters of recommendations and other important submissions which may take time to gather. Late or incomplete submissions are often not considered.

For some scholarships programs, it is the responsibility of the host institution to apply on your behalf; for these awards, be sure to advise your professor or international liaison officer of your interest.

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The total cost to study overseas is affected by the following main considerations:

1. Type of course and duration
2. Study destination country
3. Student visa requirements
4. Institution tuition fees and location
5. Your personal spending habits
6. Exchange rate
7. Scholarships and bursaries

The costs associated with studying at a university or school abroad vary greatly. It depends on the nature of your chosen program, the length of your stay, the distance you travel and the kind of lifestyle you want when you get there.

Be aware that some student visas require you to have a certain amount of funds available in your bank account when you arrive in your chosen country. It is best to review the immigration websites for the country you wish to study in or speak to one of our counsellors.

Many students choose to carry out some part-time work alongside their studies to support their living or socialising costs. However, there are restrictions on the hours you are allowed to work to ensure you don’t lose your academic focus. Learn more about the cost of studying abroad here.

At the moment, annual costs are roughly estimated at:

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Here are eight key things to remember when you’re budgeting for your study plans:

1. Fees can increase while you study, so check with your university whether the fees in their offer letter are fixed or not…
2. Exchange rates can also change and could affect your ability to pay for fees and accommodation. If you think the rate is as good as it’s going to get, transfer more money over sooner.
3. You can’t rely on part time work while you study to cover your fees or major costs – no matter where you are studying or what your job is. It will not be considered in your student visa application. Remember you’ll also be paying tax, and it could affect any financial aid you’re able to claim.
4. The little things can add up. Don’t forget to factor in some fun. Movie tickets, trips, and nights out all need to be included in your budget.
5. Living in urban areas (in or near a big city) generally costs a lot more than living in a smaller town or rural area.
6. Not all countries offer international students the same concession cards as domestic students. If you do have access to a student discount card, use it! If not, save money with off-peak travel, or buying weekly passes instead of single trips.
7. Credit cards are not savings. Don’t be tempted to live on credit, as you’ll have to repay it eventually and the interest and minimum payments will add to your costs of study.
8. Don’t expect to live the same lifestyle as a student if you’re currently living at home with your parents. Your bedroom may not be as nice. You may have to catch public transport all the time. You might not be able to make as many phone calls, or buy as many new clothes.  But it will be worth it!

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Do college rankings really matter? Do the prospective students really consider them while making their decision about a particular college or university? Have you ever gave a thought to rankings while applying to the colleges or universities? How you made your decision or how you are going to advise about a particular institution? In this article, we’ll answer all these questions which come to your mind when you hear about the college rankings.

There are always two schools of thoughts on this matter. Understanding the college or university rankings is a tricky affair. Do they really tell you about the real worth of a degree from a specific college? For some, these rankings are not perfect as different evaluating bodies use different methodologies for giving ranking to the colleges. For others, it gives a neat list which makes it easy to select the one where you want to apply. So, what is actually behind these numbers?

In a survey conducted by the National Association of Colleges and Employers (NACE), students listed some important factors which should be considered while taking into account the ranking of the colleges/universities:

• Chances of getting a good job after completing the degree/course
• Admissions potential for top colleges/universities
• The overall cost of attending the school
• Size of the school and the student body
• Details about the Campus

Types of Rankings

There are two types of Rankings:

• College-based
• Course-based

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As per current situation, there is no Embassy interview, in very rare case they have a telephonic conversation to check experience and academic background. While university generally takes an Skype Interview of around 30-40 min and assess your whole profile.

#1. What is your Name, Date of Birth & Nationality?

#2. Tell me your family detail? (Student/Mother/Father/Siblings/Spouse)

#3. How many universities you have applied at? Which?

#4. Why this university not other universities in UK? (Cover minimum 3 – 4 points)

#5. Why you selected this University? (Cover minimum 6 - 8 points)

#6. Tell me about your educational background?

#7. Why did you choose this course? (Cover minimum 2-3 points)

#8. What is your course duration and total credit points of the course?

#9. Why you start your study again? (If student is working)

#10. Why you want to study in UK? Ans. (Cover minimum 6 – 8 points which must include 2 points each about why UK, Why not India, Why not other English Speaking country) • UK is a hub of education and qualification obtained in this country is internationally recognized. • UK always uses updated technology with the latest research to educate students with current market requirements. • 54% of the research is conducted by UK universities and colleges as per Research Assessment Exercise. • International graduates satisfaction in UK is very high at 91% overall as per UK INTERNATIONAL UNIT. • UK is well known for its medical facilities. • UK is also one of the best place for medical and research facilities in the world. I will be able to observe it closely and learn from it. • UK Education System is very well known all over the world. UK education system is based on advanced practical knowledge. • In UK I have an opportunity to be taught by experts and world’s leading academicians it helps me to develop skills set and conviction. • Moreover, it has less crime ratio which is important for me as a girl.

#11. Why UK not India or other countries? Ans. • The same course is available in my home country as well but the course duration in India is for 2 years where as in UK it is only for 1 year which means I will be able to restart my professional career as soon as possible. • Moreover, education system of UK focuses on providing hands- on learning to self study, project work, case studies, practical work, etc which is not available in my home country due to its rigid and traditional education system. • Also, while studying in UK, I will be able to observe the advanced Nursing field and healthcare systems which will help me to develop my skills and knowledge. • Hence, I have opted for UK above India.

#12. How this course or program will benefit to you in your future? Ans. • This course will help me to enhance my specialist knowledge and explore topics of current interest in the field including research philosophy and methods, theoretical perspectives on practice, clinical governance and patient safety and communication in intercultural contexts. • Also, this program will give me ability to apply their knowledge to the effective management of long-term conditions in the context of global, national and local perspectives • This course will prepare me to work as a Head Nurse, Senior Nurse, etc in reputed multi- specialist hospital in my home country like Apollo, Sterling, Bankers, etc.

#13. What is your course level?

#14. Tell me some subjects of your course content which you will studying in university?

#15. What are the assessment and teaching criteria of your course?

#16. What are your total tuition fees? How much you have paid? How & When?

#17. When did you receive your offer?

#18. Where will you stay? Ans. Details (Hotel name /residents Name/Distance from Uni. /daily charge) (Refer Accommodation Links) WHAT RESEARCH HAVE YOU DONE FOR OFF-CAMPUS ACCOMMODATION? Name of Accommodation: Address of Accommodation: Rent: Types of room: Facilities provided in room: Distance from University:

#19. What will be your maintenance cost and living expenses in UK? Ans. • As my university is located in London, my maintenance cost will be 1265 GBP per month and 11385 Pound for 9 months as per UKVI rules. Actual Costs if asked by the Visa Officer: • 110-150 Pound per week includes food, accommodation and all tax with bills. • 100 to 150 Pound transport per month • 80 to 100 Pound extra per month

#20. How will you manage your expenses?

#21. What is your Future Plan?

#22. Who is sponsoring you?

#23. What is the occupation and annual income of your sponsor?

#24. Do you have any friend or relative in UK?

#25. Where is your university located?

#26. Why have you selected this Campus? (If university has more than one campus, talk about your Campus)

#27. Why have you changed your field? ( If applicable )

#28. If you have work experience? What were your job duties?

#29. How did you come in contacts with the university? What research have you done about your University?

#30. Are you married or not?

#31. Are you planning to take your spouse with you? What is your spouse occupation?

#32. Why you want to work in MNC (Multinational Companies)?

#33. Why do you think these companies are in need of you?

#34. How old is your fund? OR From how many days do you hold this fund?

#35. For how long your fund will remain in your account?

RONE GLOBAL COUNSLEOR will train all the applicants well in advance with the multiple mock sessions. For More details you can reach us on 7998556677 - info@roneglobal.in

What is the main difference between Universities and Colleges in Canada?

Universities get to deal independently with academic matters regarding the curricular, methods and teaching strategies. Universities have the power to set academic, admission, and graduation policies and standards, appoint staff, and undertake academic planning, meanwhile Private Universities are out-of-province institutions permitted to provide degrees after a meticulous quality assessment process by the designated governmental authorities which give the green light to certain degrees.

What are the common requirements into getting accepted in a Canadian University/College?

In order to get admitted in a Canadian tertiary education institution there are requirements students will have to meet, whether it I an undergraduate or a postgraduate program. Depending on the field of studies, programs and other relevant factors competition can vary. The two essential criteria are however, high school grades/performance as well as language skills be it English (in most of the provinces) or French in francophone ones.

What are the chances of getting a postgraduate degree after you’ve graduated from a Canadian post-secondary educational institution?

Once you’ve completed a BA degree in a Canadian tertiary institute you are more than welcome to continue your postgraduate studies in this country, having full legal support from the Canadian authorities regarding migration policies.

How long does it take to get a Master degree in Canada?

Commonly, Master degrees last for a whole academic year including an obligatory internship added to the overall duration. Sometimes a Master degree can last for two academic years, depending on the curricula and the sensitivity of the program.

External link: How long does a Master degree take?

How long does it take to get a PhD degree in Canada?

PhD degree programs are commonly two to three years in duration, are separately funded and considered as a job position (not always), in the majority of the cases.

Can I apply online in a Canadian university or do I have to be present in the country?

The step by step guide to an online application is shown in the following link!

What is the difference between private and public post-secondary educational institutions in Canada?

The public universities are commonly independent from governmental monitoring and don’t require accreditation meanwhile private universities are commonly monitored by the state gathered education council.

•  University of Toronto
•  University of British Columbia
•  McGill University
•  McMaster University
•  University of Alberta

Which Canadian province is more cost friendly for international students?

• A blunt overview of University expenses for international students that study in different provinces in Canada is presented below:

What type of documentation will I need in order to apply for a student visa in Canada?

Applicants are generally required:

• Proof of acceptance and enrolment to an accredited academic institution in Canada;
• Possess a valid passport/travel document, and provide proof of financial support;
• Ties to their home country and evidence of their intention to leave Canada at the end of their studies.

Additionally, students have to have proof of no criminal history or endangering medical conditions of any sort and willingly undergo medical testing as required.

How long will I have to wait to be issued a Canadian student visa/ study permit?

Processing times vary. It depends on the type of application you submit, and where it is processed.

Do I need Health insurance if I want to study in Canada?

As for international students in Canada, they must all have health insurance one way or the other.

Where can I purchase health insurance as an international student in Canada?

Usually the deal is undergone through the University they chose to attend, it all depends on the province. In some provinces international student might not be included in the public health insurance plan therefore they must purchase private health insurance.

How much does it cost to get health insurance for an international student in Canada?

It is different in every province, however a rough estimate would be 500 CAD per year.

Can I work without a work permit, while studying in Canada?

Canada is rather forthcoming when it comes to its international students. For those who are entirely focused in their studies, there are some small jobs that don’t require a work permit yet are rather poorly paid.

•  Your letter of acceptance;
•  Proof of your identity;
•  Proof that you have sufficient funds for your stay in Canada.

How much will I have to pay for accommodation in Canada, a rough estimation?

Accommodation varies depending on the region you will be living in Canada as well as the type of accommodation you choose to go with. However, a rough estimate would be $7300 – $14 000 per year.

What is the typical lifestyle of a Canadian?

For most of those who’ve never been before, Canada is commonly seen as some nature jewel- picturesque landscapes, dramatic mountains and scary forests. On the other side of the wilderness, one will notice that in fact Canada has lots of soul and lots of style; Canadians are bold, open and transparent towards its fellow expats.

What are the alternatives for short-term accommodation in Canada?

Numerous hotels are at ones disposal once you arrive at your Canadian destination. Opposed to more expensive hotels, a hostel is the perfect low-budget temporary accommodation in a big city. Another alternative for a short stay would be a Bed-and-Breakfast entity.

What are the benefits of private accommodation in Canada?

Renting is a more private alternative for students who awe for silence and intimacy. Rents vary greatly due to the location, quality and availability. Living alone in an apartment is quite a luxury; therefore students tend to share accommodation in order to keep the expenses low.

• Not paying the rent in full,
• Persistently paying the rent late,
• Causing damage to the rental property,
• Illegal activity,
• Affecting the safety of others,
• Disturbing the enjoyment of other tenants or the landlord,
• Allowing too many people to live in the rental unit (“overcrowding”),
• Not reporting income in subsidized housing.

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